FAQs

How can you help me in resolving my monetary crisis?
We, at Small Cash Loans, will arrange suitable cash loans for you. Use these loans for fulfilling any kind of monetary need that you have. Our loans also come with an easy customizable repayment option.

What are the general eligibility criteria for availing your cash assistance?
For gaining approval for the loans, all you need to do is meet some easy criteria. You should be more than 18 years of age and should have permanent residence in Australia. Moreover, you should be earning more than $1000 per month and should have a checking bank account that accepts direct deposits.

I am not a good credit scorer. Can I still apply for the short term payday loans?
Yes, of course. We are proficient in arranging loans for borrowers with any kind of credit score. We have no issues about getting approvals for the credit ratings like arrears, defaults, missed or late payments, insolvency and foreclosures.

What is the application procedure for the cash services such as the fast loans online?
The entire application procedure is online. The application form, which you need to fill for making a loan request, is available on our website. It is easily accessible on the Apply Now page. Enter the relevant details on the form and send the same to us. That is it.

I am not free during the daytime. Can I apply for the fast loans online during night?
Yes, why not. Our application procedure is functional day and night. Therefore, you can submit the application form at night as well. In fact, if you need, you can apply on weekends too.

What documents do I need to fax along with the application form while applying for the short term payday loans?
None. With the online application form, you need not submit any document because all our loans are available through the paperless application process.

How can I get more details about your services?
We, at Small Cash Loans have made it very convenient for you to get additional information. Visit our Contact Us page and use the form that we have provided there for you. You can use the same form for expressing your complaints and suggestions.

Do you charge any fees for offering loan assistance?
No, all our services are free of processing charges. Hence, you need not pay anything to us when you apply.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.